Many people assume powers of attorney are only necessary later in life. In reality, every adult over the age of 18 should have powers of attorney in place, regardless of age, wealth, or health.
A power of attorney allows someone you trust to make decisions on your behalf if you’re unable to do so yourself. Without these documents, families are often forced into costly and stressful court proceedings at the worst possible time.
What Is a Power of Attorney?
A power of attorney (POA) is a legal document that authorizes another person to act on your behalf. These documents are essential during periods of incapacity — whether temporary or permanent.
There are two primary types:
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Financial Power of Attorney – manages financial and legal matters
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Healthcare Power of Attorney – makes medical decisions when you cannot
Together, they form the backbone of incapacity planning.
Why Young and Healthy Adults Still Need One
Incapacity doesn’t only come with age. Accidents, sudden illness, or medical emergencies can happen at any time.
Without a power of attorney:
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Loved ones may not access bank accounts
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Medical decisions may be delayed
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Courts may appoint a guardian — someone you didn’t choose
These situations are preventable with proper planning.
What Happens Without a Power of Attorney?
If no POA exists, families often must petition the court for conservatorship or guardianship. This process can be:
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Time-consuming
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Expensive
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Emotionally draining
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Public
And the court — not you — decides who is in charge.
Powers of Attorney Work with Estate Planning
POAs don’t replace wills or trusts — they work alongside them. A complete estate plan addresses:
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What happens if you pass away
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What happens if you’re alive but incapacitated
Both matter.
Planning Is About Control
A power of attorney ensures decisions are made by someone you trust, following your wishes, without court involvement.
Call to Action
If you’re over 18 and don’t have powers of attorney in place — or if yours haven’t been reviewed in years — it’s time to act.
📞 Contact Heritance Law to ensure your plan protects you during life, not just after death.
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